Question 1

Is Evergreen Private Wealth taking on new clients?

Accepted Answer

Yes. Evergreen Private Wealth deliberately caps the practice so we can give every client real attention. But Tim currently has capacity for new relationships, and the complimentary exploration meeting is the place to start.

Question 2

What is the minimum investment to work with Evergreen Private Wealth?

Accepted Answer

There is no formal minimum. Evergreen's planning fees are fixed, so a smaller portfolio isn't disadvantaged on cost. Most ongoing clients hold between £500,000 and £5 million in investible assets, but fit matters more than size. Tim works with the people he believes he can genuinely help.

Question 3

Is Evergreen Private Wealth genuinely independent?

Accepted Answer

Yes. Evergreen Private Wealth holds no shares in any product provider and has no sales targets. Fees are agreed with you in writing before any work begins.

Question 4

How long does Evergreen's financial planning process take?

Accepted Answer

From the exploration meeting to the written plan typically takes four to six weeks. Implementation depends on the work involved, from a few weeks for straightforward restructuring to several months for complex estate or pension transfer work. The four phases are Exploration, Planning, Implementation and Stewardship.

Question 5

Does Evergreen Private Wealth advise on defined benefit pension transfers?

Accepted Answer

While Tim Webb is FCA-approved as a Pension Transfer Specialist, Evergreen Private Wealth does not advise on defined benefit transfers. Where a client requires this work, we will introduce them to an appropriate specialist.

Question 6

What does it cost to work with Evergreen Private Wealth?

Accepted Answer

Evergreen Private Wealth charges a fixed planning fee of £997 for the written financial plan, or £1,497 for more complex situations such as five or more policies to review, inheritance tax planning, or retirement within three years. £997 of this is credited against the implementation fee if you go on to become a client. The implementation fee is 1.5% on the first £250,000 and 1.0% on the next £750,000. Ongoing service is offered at three levels: Foundation Client at 0.60% per annum, Private Client at 0.75% per annum, and Premier Client at 0.90% per annum, with Private and Premier reducing to 0.50% per annum above £1 million. The first exploration meeting is complimentary.

Question 7

Who does Evergreen Private Wealth typically help?

Accepted Answer

Evergreen Private Wealth typically helps four groups: those approaching retirement, UK business owners preparing for or completing a sale, high-earning professionals (senior partners, consultants and executives), and clients passing wealth to the next generation through inheritance and estate planning.

Question 8

Is Evergreen Private Wealth regulated and what qualifications does Tim Webb hold?

Accepted Answer

Yes. Evergreen Private Wealth is a trading name of Webb Wealth Management Limited, which is an Appointed Representative of ValidPath Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 197107. Both firms are independent. Tim Webb is a Chartered Financial Planner with the Chartered Insurance Institute (CII), a Chartered Fellow of the Chartered Institute for Securities & Investment (CISI), and an FCA-approved Pension Transfer Specialist. Although Tim is a Pension Transfer Specialist, and qualified to identify the need for Defined Benefit Transfers, if it becomes evident that this is the most appropriate route for you, we will, with your consent, refer you to another suitably qualified specialist.

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